Blog2018-08-18T12:26:58+00:00

Best bank mortgage

September 20th, 2018|Categories: Blog, Home Loans|

Who has the best bank mortgage? Who has the best bank mortgage is an important question when you are looking to buy a home or refinance a current home, but it may not be a bank at all, but rather a Non-Bank lender who are who are not banks, more defined, not a registered trading bank. The leading trading banks have the majority of mortgage lending in New Zealand, and also they give us a sense of security when it comes to lending.  We can walk into their offices, talk face to face with staff, see their fleet vehicles driving around [...]

Cheapest life insurance

August 20th, 2018|Categories: Blog, Life Insurance|Tags: , |

Who has the cheapest life insurance Finding the cheapest life insurance is easy, but understanding the differences is not.   There is nothing wrong with paying as less as possible for what you want, but what is important is making an informed decision on the differences between your options then, decide which cover is for you. How much does life insurance cost? The cost of the life insurance premium depends on a number of factors such as; Age of the person insured Gender of the person insured Whether you are a smoker or non-smoker When you have any medical conditions [...]

Disability Insurance

August 20th, 2018|Categories: Blog, Income Protection|Tags: , , |

Disability Insurance Disability insurance can mean different benefits, depending on the insurance solution you use.  There are disability insurance solutions that will pay you a lump sum benefit, and there are some that will pay you a monthly benefit, and there are some that will pay you a combination of both. In the context of this article, I will be talking about Income Protection also known as disability insurance and the fine print around claiming a partial disability benefit. What is Partial Disability? Partial disability is where you have to work lesser hours because of sickness or accident, that [...]

Best mortgage repayment insurance

April 28th, 2018|Categories: Blog, Mortgage Repayment|Tags: , , |

BEST MORTGAGE REPAYMENT INSURANCE The best mortgage repayment insurance depends on what your needs are. Mortgage repayment insurance is one of the more popular insurance products purchased (aside from home, contents and car insurance) because it provides security in meeting your mortgage repayments in the event of sickness or accident. There are three sources of mortgage repayment insurance. You can buy it over the counter from a bank, sometimes directly with an insurer or use an adviser who usually can provide more than one option. HOW DO BENEFITS VARY? The difference between mortgage repayment insurance products can differ substantially, [...]

Best funeral insurance

March 20th, 2018|Categories: Blog, Life Insurance|Tags: , , |

Who has the best funeral insurance is a relative question because it depends on a couple of factors. It depends on who you are insuring, how old they are and their current health status.  Some people ask for funeral insurance, but after asking questions, all the wanted was a small amount of life cover.  Funeral insurance is a specific type of protection with limitations, and my advice is, if you can get Life Cover, then I think you are better off. So what's the difference? The difference between the best funeral insurance and life cover is that in most [...]