ACC CoverPlus Extra is an optional product that lets self-employed people and non-PAYE shareholder-employees negotiate a pre-agreed level of lost earnings compensation. This way you know exactly how much you’ll receive each week if you are injured and can’t work – whether the injury is work-related or not. If you choose ACC CoverPlus Extra, this will replace your standard ACC CoverPlus product.
- You can tailor the level of cover for lost earnings to suit your own personal circumstances, subject to ACC underwriting.
- If you make a claim, there is no need to prove your earnings, as the weekly compensation has already been agreed. This means that you may receive your weekly compensation quicker.
- You will receive 100% of the amount of the agreed lost earnings compensation until you are fit for full-time work.
ACC and Private Cover need to work together and set up properly from outset. Neither one should replace the other.